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Highline Public Schools
15675 Ambaum Blvd. SW Burien, WA 98166

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Highline Public Schools
15675 Ambaum Blvd. SW Burien, WA 98166

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Medical FSA and DCAP Change Opportunity

Changes to SEBB Medical FSA and DCAP Rules: September election change opportunity

The SEBB Program is offering employees extra flexibility with their 2020 and 2021 Medical Flexible Spending Arrangement (FSA) and Dependent Care Assistance Program (DCAP) funds. These changes are allowed under the federal COVID-19 relief bill that passed in December 2020. They apply through December 31, 2021. Here is a summary of the changes.

2021 Election Changes with No Qualifying Event

If you enrolled in a Medical FSA or DCAP for 2021, you can change your elections without a qualifying event in September 2021. To make an election change, submit the Change in Status form to benefits@highlineschools.org by September 30, 2021. Forms received by Monday, September 20 will be effective with September payroll. Forms received September 21-30 will be effective with October payroll.

You must already be enrolled to change your elections. Employees who are not already enrolled in an FSA or DCAP for 2021 cannot enroll now without a qualifying life event

If you increase your election, the maximum annual contribution for a Medical FSA is $2,750. You can now increase your 2021 DCAP election to the new, temporary maximum of $10,500 for a single person or married couple filing jointly (or $5,250 for married couples filing separately.) 

You can only lower your election to the amount you have already contributed or claimed for the year. For example, if you elected $2,000 for your Medical FSA and you have already contributed or claimed $400, you can lower your election only to $400. The minimum annual election for both Medical FSA and DCAP is $240.

Flexibility with 2020 DCAP Funds

You may continue to incur expenses and submit claims against your 2020 DCAP funds through December 31, 2021—giving you an extra 12 months to spend your funds. You can also spend 2020 funds on children up to the time they turn age 14. (The normal limit is age 13.)

The 12-month grace period does not apply to Medical FSA funds.

Questions?

Contact Navia at 425-452-3500 or customerservice@naviabenefits.com, or the Human Resources department at benefits@highlineschools.org.