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Highline Public Schools
15675 Ambaum Blvd. SW Burien,WA 98166

Office Hours:

Monday-Friday: 7:30 a.m. - 4:30 p.m.

Voluntary Benefits

Our District offers a variety of voluntary benefits to eligible employees on the following pages. Please be aware that these benefits cannot be paid for from monies from your state allocation.

Short-term Disability

Our district offers Voluntary Short Term Disability through Cigna to members of the bargaining units listed below. This policy is designed to provide you with a cash benefit in the event you suffer a qualified short term disability. This plan includes offsets that will subtract any other sources of income, such as sick pay or vacation pay. Injury or sickness arising out of or in the course of any occupation for wage or profit for which you are entitled to Worker’s Compensation will not be covered under the benefits listed below.

Eligible Classes

Certificated, Administrative & Clerical Employees 

(HEA, Non-Rep/Mgmt-Professional, Administrators, 

Principals, Admin. Asst’s/Exec. Secretaries, 

Teamsters 3 - Instructional & Admin Support, 

Teamsters 1- Security and Safety)

Benefit Amount

Up to 66 2/3% of your monthly income to a maximum of $1,400/week

Waiting Period

0 days for injury / 3 days for sickness

Benefit Period

13 weeks

Our district offers Voluntary Short Term/Voluntary Long Term Disability through Lincoln Financial to members of the bargaining units listed below. This policy is designed to provide you with a cash benefit in the event you suffer a qualified disability. This plan includes offsets that will subtract any other sources of income, such as sick pay or vacation pay. Injury or sickness arising out of or in the course of any occupation for wage or profit for which you are entitled to Worker’s Compensation will not be covered under the benefits listed below:

*The below information does not constitute a contract. It only highlights general information regarding the voluntary short-term and long-term disability plans. Please be sure to consult the appropriate Disability brochure for a summary of the plan’s rates, specific benefits, limitations, exclusion information and pre-existing condition waiting periods before making your selection. The brochure is available in the human resource department. You may contact Lincoln Financial at 1-800-423-2765.

Eligible Classes

Non-Clerical Educational Support Personnel 

(Teamsters 2 - Transportation, Facilities & Nutrition Services)

Benefit Amount

For the first 11 weeks of the disability, you are covered up to 66 2/3% of your salary to a maximum of $1,400 per week, then After 11 weeks of disability, you are covered up to 66 2/3% of your salary to a maximum of $3,000 per month

Waiting Period

Short-term disability: 14 days for an accident / 14 days for sickness

Long-term disability: 90 days (begins when short term disability ends)

Benefit Period

Short-term disability: Up to 11 weeks

Long-term disability: To age 65 or Social Security Normal Retirement Age with reducing benefit duration

Voluntary Life/AD&D Insurance

We offer Voluntary Life/Accidental Death and Dismemberment Insurance through The Standard. All active employees who are scheduled to work 17.5 hours per week are eligible as well as their spouses and dependent children.

You may select up to $750,000.

Voluntary Accident, Cancer & Critical Illness Insurance

We offer Voluntary Accident, Cancer & Critical Illness Insurance through Allstate. This provides benefits in the event of a covered accident, illness, or cancer diagnosis. All active employees who are scheduled to work 17.5 hours per week are eligible as well as their spouses and dependent children.

Benefits vary based on plan selected.

Voluntary AD&D Insurance

We offer Voluntary Accidental Death and Dismemberment Insurance through Chartis Life. All active employees who are scheduled to work 17.5 hours per week are eligible as well as their spouses and dependent children.

You may select between $10,000 and $300,000 in coverage in increments of $10,000.

A Flexible Spending Account

A Flexible Spending Account (FSA) enables you to set aside money on a pre-tax basis to pay for health and day care costs. An FSA is the only benefit that actually saves you money on the cost of health and day care expenses. Our FSA is administered by Navia Benefit Solutions.

You must complete a new election form for each plan year (January 1 - December 31) to take advantage of the tax savings offered by this plan. Open Enrollment for flexible spending accounts is November 15 to December 15, 2018.

How does the Flexible Spending Account work?
You may elect to set aside up to $2,700 of your pre-tax earnings into your Flexible Spending Account. This pre-tax money can be used to pay for qualified health care expenses not paid for by your medical, dental, or vision plans.

You may also choose to set aside up to $5,000 of your pre-tax earnings into a Dependent Care Account (if you are married and filing separately, your limit is $2,500.) This pre-tax money can be used to pay for qualified day care expenses for your children or disabled spouse. There are some rules to consider before enrolling in a Dependent Care Account.

  • The expense must be allowing you and your spouse to work, actively look for work or be a full-time student
  • Your dependent must live with you and must be 12 years old or younger. A dependent age 13 or older can be eligible if you can provide proof that the dependent cannot physically or mentally care for themselves
  • The day care provider cannot be a dependent on your tax return or your child under the age of 19
  • A Dependent Care Account works like a bank account. The reimbursement cannot exceed the account balance
  • Some types of expenses are not eligible. Some of these include tuition for school at the kindergarten level or above, overnight camps, nursing home expenses, meals, activity or supply fees, and transportation costs

Once you've elected the amounts you want to set aside into your FSA or Dependent Care Account, you cannot change the amount until the next enrollment period.

Understanding the tax savings behind an FSA can be confusing. With an FSA, you can set aside money from your paycheck BEFORE taxes are deducted. The below examples illustrate how an FSA can save you money.

Employee A

   

Employee B

 

Gross Pay

$35,000

 

Gross Pay

$35,000

Taxes

- $7,092.50

 

Medical Costs

- $2,400

Take Home Pay

$27,908.50

 

Take Home Pay

$32,600

Medical Costs

- $2,400

 

Taxes

- $6,548.90

Net Pay

$25,507.50

 

Net Pay

$26,051.10

Grace Period: Your plan has a 2 ½ month Grace Period after the end of the plan year. The Grace Period will end on March 15th, 2019. This feature gives you an additional 2 ½ months to incur expenses against your Health Care and Day Care FSA. All expenses incurred during the grace period will automatically deduct out of the prior year’s benefit, and any remaining balance will then be applied to the current plan year. All claims must be turned in by March 31st, 2019.

If you have questions regarding your Flexible Spending Account you may contact Navia Benefit Solutions at 800-669-3539 or visit their website at www.naviabenefits.com.

Participants can register for a Navia account at www.naviabenefits.com to view claim status, account activity and balances for both the current plan year and the prior plan year.  Online Statements are an easy way to keep track of exactly how your account is doing. You will need to provide the following information in order to register:

  • Last Name, First Initial
  • E-mail Address (E-mail address is required to access your account on-line, if you have not provided an e-mail address to Flex-Plan you must do so in writing prior to registering for account access.)
  • Company Code HSD
  • Choose a User Name
  • Date of Birth

Premium Conversion Program

The premium conversion program provides employees to pay certain out-of-pocket insurance premiums on a pre-tax basis thereby reducing your costs. This program is a financial benefit to most employees that have out-of-pocket premiums. This program is limited to dental, health and vision premiums. This program will be automatically given to each employee. If an employee does not want to participate in this program, they must sign and return a “Premium Payment Refusal” form by December 15, 2018. Premiums will then be deducted on an after-tax basis.

Employee Assistance Program - Cigna

CIGNA’s Life Assistance(SM) Program helps all covered members and their immediate family members (living in their household) to better balance their work and personal lives with access to online tools, in-person behavioral health assistance and live telephonic counseling-24 hours a day, seven days a week. This program focuses on providing consultation, information, success planning and referral to resources for avariety of concerns including:

  • Adoption - includes online resources
  • Parental Care
  • Summer Care
  • Pet Care - includes online resources
  • Parenting
  • Legal Services
  • Child Care - includes online resources
  • Special Needs
  • Financial Information
  • Senior Care - includes online resources
  • Education - includes online resources

This program’s unique advantages include:

  • Proactive Outreach – Important outreach features promote usage of Cigna’s Life Assistance(SM) program when you need it most. Outreach includes reminders throughout the length of the issue.
  • Emphasis on Personal Interaction – Cigna’s Life Assistance(SM) offers 24 hour live, telephone access to Cigna’s licensed behavioral clinicians and up to three, free face-to-face behavioral counseling sessions with independent specialists when needed.
  • Extensive Network of Behavioral Health Resources – Cigna Behavioral Health’s network of more than 54,000 contracted licensed behavioral health clinicians provide prompt, local access to support.
  • Comprehensive Life Event Services – Your EAP program offers information and referrals on a wide variety of topics such as finding qualified child care, summer care, senior care facilities, research and information on education programs, adoption, and financial information plus a 30-minute free legal consultation for most legal issues.
  • Unique Health Rewards® Program – Cigna’s Life Assistance(SM) includes Healthy Rewards®, which offers discounts (up to 60%) on a range of health and wellness related services and products including discounts on Jenny Craig, smoking cessation programs, chiropractic care, fitness club memberships, hearing and vision care, massage therapy, acupuncture, pharmacy, vitamins and more.
  • Assessment and Counseling – Up to three (3) in-person counseling sessions for you and your family members for assessment, problem solving and referral to resources.

To access online resources visit:www.cignabehavioral.com/cgi

To contact a Cigna licensed behavioral clinician call 1-800-538-3543

Cigna Healthy Rewards

The Healthy Rewards program includes a nationwide network of participating providers that offer instant savings on the health products and programs you use every day, including:
› Weight management and nutrition
› Fitness club memberships
› Vision and hearing care
› Complementary and alternative medicine
› Health and wellness products

The Active&Fit Direct program allows you to choose from 9,000+ participating fitness centers nationwide for $25 a month (plus a $25 enrollment fee and applicable taxes) and an initial 3 month commitment. Once enrolled you may visit any fitness center in the Active&Fit Direct network!

Find out more here.

Healthy Kids Now through Apple Health

Infants through teenagers may be eligible to receive free or low cost health insurance in Washington State. Many families qualify and don’t know it. These programs are flexible and cover kids in many types of households. This program covers a full range of services that all children need to stay healthy. For more information, please contact or visit:

Apple Health Hotline
1-877-KIDS-NOW
www.insurekidsnow.gov

Credit Union Options

Active school employees, working in Washington State or retired school employees who live in Washington State, are eligible to become members of the below named Credit Union. Advantages of joining a Credit Union include paying lower interest rates on loans (Consumer, Real Estate, etc.), Classic Money Market Accounts, Savings Plans, Check Overdraft Protection along with specific accounts just for children. For more information on this Credit Union option, please contact the Human Resources Department or Inspirus Credit Union.

Inspirus Credit Union
1-206-628-4010 or 1-888-628-4010
www.inspirusCU.org