All existing health plans through Highline Public Schools will end December 31, 2019.
Starting January 1, all Washington State K-12 school employees will begin receiving health insurance and benefits through the statewide School Employees Benefits Board (SEBB) Program. SEBB will replace the health and insurance benefits Highline Public Schools currently provides.
Open enrollment for employee benefits began October 1. All eligible employees are required to enroll or waive benefits by November 15. Coverage through the Statewide Employee Benefits Board (SEBB) will begin on January 1.
Enrollment is done through the SEBB My Account online portal. Use the portal to enroll in coverage, verify your dependents, state tobacco usage, view your coverage choices, make changes during open enrollment or waive coverage.
If you do not want SEBB medical coverage, you must waive coverage through SEBB My Account or you will be charged a $33 monthly premium.
You also must state whether or not you use tobacco through SEBB My Account. If you do not take action, you will be charged a $25 monthly tobacco premium surcharge.
Acceptable Dependent Verification Documents
- Birth certificate
- Marriage certificate AND proof of common residence or financial interdependency
- Recent tax return (financial information can be redacted)
Uploadable file types include PDF, JPEG, JPG or PNG.
If documents are in a foreign language, they must be independently translated and notarized.
- Visit myaccount.hca.wa.gov and click the green Login to SEBB My Account button under Employee/Subscriber. You’ll be directed to Secure Access Washington (SAW). See next page to learn about SAW.
- Click Sign up to create a SAW account. Enter your name, email address, a username, and password. Remember to save your username and password in a safe place so yo don’t forget it the next time you log in.
- If you already have a SAW account, enter your username and password and skip to step 5.
- Check the box to indicate you’re not a robot, click Submit, and follow the link to activate your account.
- Check your email for a message from SAW. Click on the confirmation link, then close the Account Activated! browser window that opens, and return to your original window. Follow the instructions on the screen to finish creating your account.
- You will be redirected back to SEBB My Account. Enter your last name, date of birth, and last four digits of your Social Security number. Click Verify my information.
- Select your security questions and answers. You’ll be directed to the SEBB My Account dashboard.
Below is a summary of similarities and differences of benefit offerings, program eligibility and how health insurance will be funded.
As with your current plans, the monthly premium costs for SEBB medical plans will be based on the plan you choose. Vision, life, long-term disability and dental will be covered 100% through Highline Public Schools.
Premiums and final health plan options are available on the SEBB website.
Our existing plan through UCCI is an incentive plan. The first year, you start at 70/70/50 coverage, with a 10% increase each year when you receive preventative services annually.
Under our current Highline plan, crowns are considered a basic service and are covered at 70-100%.
SEBB will offer two fully insured carriers: DeltaCare and Willamette. Both carriers are Dental Maintenance Organizations (DMO) which means you can only go to designated providers. Both will offer copays and no annual maximum limits. This is similar to what we currently offer with Willamette.
Additionally, SEBB will offer a Preferred Provider Organization (PPO) through Delta Dental. This will provide a larger network. The plan will consist of a $50 deductible with 100% coverage for preventative services, 80% coverage for basic services and 50% coverage for major services (100/80/50).
Crown services will be considered a major service and be covered at 50% under this SEBB dental option. Depending on the provider, crowns will range anywhere from $600-$1,000.
|Staff can purchase frames every 12 months. Our current plan also allows you to purchase frames at wholesale prices. We cannot speak to the market places available for use with SEBB vision benefits.||
SEBB will offer three options: Davis Vision, MetLife and EyeMed. You will be able to choose a carrier based on your needs. You can purchase frames every 24 months.
|Depending on your bargaining unit, Highline’s minimum LTD coverage is 60% of the first $5,833 of monthly earnings, or a maximum monthly benefit of $3,500.||Under SEBB, coverage will be 60% of the first $667 of monthly income, or a maximum monthly benefit of $400. A voluntary buy-up option will be available.|
What Makes SEBB So Different From What We Have Now?
Beyond coverage, there are three significant differences to be aware of when we switch to SEBB. Here are three commonly asked questions that address these differences.
- Who is eligible for coverage?
- How will health insurance be paid for?
- Why are we making these changes?
All school employees who work at least 630 hours during the school year are eligible for full benefits under the new plan. Currently, we offer full benefits to staff who work 1,440 hours and prorated coverage below that. Learn more about SEBB eligibility.
Eligible dependents include:
Currently, each full-time employee is allocated a certain amount for monthly premiums based on bargaining group. When one employee doesn’t use their full allocation, the funds are returned to the “pool” for other members in the pool to use. Under the new plan, this process is eliminated. Essentially, the pooling happens upfront at a state level and is reflected in the rates.
Employees will pay a monthly premium based on the benefits they choose and whether they cover dependents. The Healthcare Authority (HCA) will share cost information and monthly premiums after contracts are in place and the SEB Board votes on benefit design decisions such as deductibles, out-of-pocket maximums, copays, and coinsurance. This will not take place until mid-2019.
State law mandates all medical plans offered through the SEBB meet a three to one ratio for medical premiums. This means an employee covering a full family will not pay more than three times the amount as a single employee in premiums for the same plan.
District Drop-in Help Sessions
Get assistance with registering for an online account, enrolling in benefits, and uploading dependent verification documents.
Friday, November 8
Central Office Computer Lab
Tuesday, November 12
10:00 a.m. - 6:00 p.m.
Central Office Board Room